Payment Holds
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eBay will usually put a hold on a new seller's account until the seller has sold a good amount of items with positive selling feedback. This just shows eBay that you are a trusted seller.
You are a seller on eBay for less than 90 day
Your feedback score on eBay is lower than 10
Your rate of customer dispute is high
You are selling in a high-risk category like tickets, travel, gift cards, computer, electronics, phones, etc.